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  1. HMBradley
  2. HMBradley Deposit Account
  3. General

General

  • What qualifies as a deposit?
  • How do I set up direct deposit?
  • Are my deposits FDIC insured?
  • What are the daily transfer limits for my HMBradley deposit account?
  • Why is my incoming transfer still "Pending" on my HMBradley account?
  • How is interest calculated?
  • Identity Theft
  • Do you check my credit when I apply for a deposit account?
  • Who should I contact if I have questions about an HMBradley Deposit Account with New York Community Bank, a division of Flagstar Bank, N.A., Member FDIC?
  • How do I add a beneficiary?
  • What is my available balance?
  • What if I overdraft my account?
  • Is there a minimum deposit required to fulfill the positive cash flow requirement for deposit accounts?
  • How does HMBradley calculate cash flow on deposit accounts?
  • For the purposes of qualifying for a higher APY on my HMBradley Deposit Account, is credit card spend counted per billing cycle or per month?
  • Does having an HMBradley Credit Card enable me to be eligible for a higher APY on my HMBradley Deposit Account?
  • What happens if I fulfill one of the requirements for a higher APY, but do not fulfill the other requirement(s)?
  • If I make a payment toward my HMBradley Credit Card from my HMBradley Deposit Account, does that affect my cash flow calculation?
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