If I have an HMBradley Deposit Account during the promotional period, what APY will I earn and what are the requirements?

Any customer who maintains an HMBradley Deposit Account and has an HMBradley Credit Card in good standing will earn 4.00% APY* on the deposit account balance until April 30, 2023.

Customers who do not have an HMBradley Credit Card and who maintain an HMBradley Deposit Account will earn 3.00% APY* on the deposit account balance until April 30, 2023.

The direct deposit, positive cash flow, and credit card spend requirements, as applicable, are waived through March 31, 2023 for such customers. After March 31, 2023, customers must satisfy the direct deposit, positive cash flow, and credit card spend requirements, as applicable, to earn the higher APYs. You can review the specific requirements and current APYs here.

*Terms and conditions apply; see NYCB Promotions Terms for details.

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