If I have an HMBradley Deposit Account during the promotional period, what APY will I be eligible for and what are the requirements?

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Any customer that opened their deposit account prior to February 1, 2023, who maintains an HMBradley Deposit Account and has an HMBradley Credit Card in good standing will be eligible for the Level 3 APY on the deposit account balance until June 30, 2023.

Customers that opened their deposit account prior to February 1, 2023 who do not have an HMBradley Credit Card and who maintain an HMBradley Deposit Account will earn will be eligible for the Level 2 APY on the deposit account balance until June 30, 2023.

The deposit, positive cash flow, and credit card spend requirements, as applicable, are waived through May 31, 2023 for such customers. After June 1, 2023, customers must satisfy the deposit, positive cash flow, and if applicable, credit card spend requirements, to be eligible for the higher APYs. You can review the specific requirements and current APYs here.

*Terms and conditions apply; see NYCB Promotions Terms for details.