Is there a minimum deposit required to fulfill the positive cash flow requirement for deposit accounts?

No, there is no minimum deposit requirement! As long as you have deposited more money into your account than you have withdrawn in a given month, your cash flow for that month will be positive—even if the difference is only $0.01. In addition, any HMBradley Credit Card payments made from your HMBradley Deposit Account are excluded from your cash flow calculation. 

Let’s use some sample data to illustrate:


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