Is my referral considered “used” if the person I referred never finished their application, or if their application was denied?

Your available invitations will decrease by 1 for each invitee that begins an application for, or successfully opens, an HMBradley Deposit Account using your referral link.

If you share your referral link with someone and they complete an application, but their application is denied, your referral will be returned to you. 

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