Yes! If you already earned a Savings Tier Rewind from an expired HMBradley Referral Program, you can still use it, provided that you continue to qualify for Savings Tiers. However, you will not be able to earn any new Savings Tier Rewinds with the current referral program. Please refer to the current Referral Program Terms and Conditions for further information.
You can use previously earned Savings Tier Rewind(s) by contacting customer support on chat or email when you're ready to use a Savings Tier Rewind.
Savings Tier Rewinds will only be applied to your account upon request, and can only be applied going forward and not retroactively. You will begin accruing interest at the annual percentage yield (APY) assigned to your previous Savings Tier on the day the Tier Rewind is applied, and will earn that APY for the remainder of that quarter only.