How do I avoid interest charges on purchases?

If you pay your statement’s new balance in full by the payment due date listed on your statement, we will not charge you interest on any new purchases posted during that billing cycle. If you do not pay your new balance in full and no zero-interest promotional rate applies to the transaction, then we will charge interest on the portion of the balance that you did not pay. Interest charges on the unpaid portion of the new balance accrue from the date of the transaction or the first day of the billing cycle.

Certain promotional offers may allow you to avoid paying interest charges on new purchases for the promotional period. Please refer to the Interest Charge Calculation section on your monthly statement.

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