When will I receive a credit offer? What if I don't get an offer for over a month?

We run our One Click Credit process and present offers to qualified customers by the 15th day of each month. If you do not see a credit offer this month, we do not have a credit product available for you at the moment. As long as you are opted in to One Click Credit, we will keep checking each month to see if we can offer you a credit product.


Please make sure that you’ve opted in to One Click Credit and set up monthly direct deposits for your HMBradley deposit account. If you still do not see offers from us, check to make sure you meet all of the eligibility requirements. We monitor and evaluate your account each month and will present a credit offer to you if you qualify.

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