When will I receive a credit invitation? What if I don't get an invitation for over a month?

Invitations are not guaranteed. We run soft inquiries to the TransUnion credit report for you (which do not impact your credit score) and once per month present invitations to qualified customers. If you do not see a credit invitation this month, we currently do not have a credit product available for you. If you are opted in to receive credit invitations, we will keep checking each month to see if you qualify for an invitation to apply for a credit product.


If you do not see credit invitations from us after opting into monthly soft inquiries to your credit report, check to make sure you meet all of the eligibility requirements. We monitor and evaluate your eligibility each month and can present a credit invitation to you if you qualify.

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