For security purposes, incoming transfers initiated from your HMBradley account over the amount of $25,000 will be Held for up to five (5) business days after the transfer has reached HMBradley.
Funds that are in a “Pending” status will not count towards your Cashflow APY requirement until the funds are settled. Funds will begin to accrue interest once funds are settled, per the Deposit Agreement, which states: “Interest begins to accrue on the business day we receive credit for your check deposits. For wire transfers, electronic direct deposits, and ACH credits to your account, interest begins to accrue on the business day we receive settlement of your deposit.”
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